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Powering the future of
credit decisioning

Increase your market reach, build better products and make smarter decisions.

Trusted and supported by

Built by lenders,
for lenders

Render has been built by Abound, the UK's leading Open Banking lender. Our platform and models have been tested on more than 5m credit decisions and reviewed over 1 billion on bank transaction data.

5,778,398

Credit decisions

>12p.p.

Gini uplift VS Delphi
Credit scores are right on average but wrong in every individual case. We blend Open Banking data with traditional credit sources to fully understand each of your customers. More data leads to better decisions.

Change your approach to financial status and creditworthiness

Leverage cash flow underwriting to accurately predict credit default risk, and score missing and thin-file consumers.
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Optimise your time to yes

Build no-code decisioning flows easily with automated optimisations and challenge them with real time retro-analyses.
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Digital underwriting advisor for referral cases

For cases that need a manual output empower your underwriters.
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Understand your borrower’s affordability

Our solution allows you to enrich your affordability calculations through the use of our developer API. Connecting with major external data providers, we cover open banking and credit bureau data.

By making the best use of all these data points, Render allows you to get a complete view of each borrower, increasing the accuracy of your score cards.
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Affordability image

Design, develop and run powerful credit automations

Render lets you: build no-code decisioning flows adapted to your underwriting requirements, and challenging them with real time retro-analyses.
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Scale your underwriting processes for referral cases

Integrate Render to your inflow of applications to manage cases that need a manual output. Our software will help you streamline your underwriting processes to analyse banking transactions, credit bureau data and much more in a timely and efficient manner.
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Abound case study

40%

More customer approved
Get faster to improve customer, with more confidence. Expand your market reach.

6x

Faster decisioning process
Build automations and focus on the cases that need time.

75%

Reduction in
default rates
Combining CRA data with Open banking.

Latest from the blog

Insights from the blog

Underwriting with open banking

Today, we explore how open banking can help lenders drive a faster underwriting process while unlocking a fairer approach and a more up-to-date understanding of their borrowers.

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Insights from the blog

Render: An open banking enabled decision engine

Based on its experience, Render unveil the positive aspects generated from the use of open banking both for the consumer, and the lenders.

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Get started with Render

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